I have observed that Neff Law Firm, P.A., has a staff that understands the plight of people in debt and knows how to effectively help them under available law, including under Chapter 7 of the bankruptcy code. For those people who find a need to address deep debt problems with a wage earners plan in a bankruptcy setting, Neff Law Firm, P.A., is an ideal choice since it has lawyers who are knowledgeable and experienced in handling Chapter 13 bankruptcies.
- Bank Officer
MINNESOTA BANKRUPTCY LAWYER
Neff Law Firm, P.A., a Minnesota law firm, has been helping debtors by providing the legal assistance of an experienced Minnesota bankruptcy lawyer since 1986. From the time Neff Law Firm, P.A., a Minnesota law firm, was founded in 1986 it has provided legal help to consumers experiencing financial pressures. Consumers can meet with a well respected and experienced Minnesota Bankruptcy lawyer from Neff Law Firm, P.A. to discuss matters such as unfair collection practices, harassing creditors, home foreclosure, debt resolution, bill collector harassment, debt relief, Chapter 7 bankruptcy, chapter 13 bankruptcy and procedures for filing for bankruptcy protection.
Minnesota Consumer Bankruptcy Attorneys Serving the Greater Twin Cities Area
- Have you missed or are you in danger of missing a mortgage payment, a car payment, or credit card payment?
- Have you received a foreclosure notice from your mortgage company?
- Are you facing repossession of your car?
- Are you being harassed by creditors?
If you are having trouble paying your bills, contact the Neff Law Firm to talk to a knowledgeable Minnesota bankruptcy lawyer about whether filing for Chapter 7 or Chapter 13 bankruptcy is an option for solving your financial problems. With offices in Edina and Roseville, we are convenient to clients throughout the Minneapolis - St. Paul area. Neff Law Firm, P.A. has experienced consumer bankruptcy lawyers. With our extensive bankruptcy experience, we represent clients all across Minnesota — and Wisconsin.
How Bankruptcy Can Help People in Debt
Our Twin Cities personal bankruptcy lawyers and staff are devoted to helping clients get back on their feet financially. In your initial consultation, we will review your income and monthly expenses to determine if you qualify for Chapter 7 or Chapter 13 bankruptcy. We will explain what you need to know about consumer bankruptcy so you can make the best decision for your situation and we will answer all your questions.
A Minnesota bankruptcy lawyer at the Neff Law Firm, P.A., will discuss your options for resolving debt problems and fighting unfair collection practices, including strategies to:
- Stop harassing phone calls from lenders, mortgage companies, credit card companies and threats from collection agencies
- End wage garnishment
- Avoid repossession of your car or property
- Stop home foreclosure.
Chapter 7 or Chapter 13 Bankruptcy - Which Is Right for Me?
Chapter 7 bankruptcy is designed for consumers (or small business owner) who cannot repay the majority of their debt, even if given a longer repayment period. Chapter 7 is often called a liquidation bankruptcy because debtors can discharge many of their debts without any plan for repayment. Chapter 7 bankruptcy offers a fresh start.
Chapter 13 bankruptcy allows the consumer (or small business owner) to reorganize their debts with the goal of paying back some or all of the money they owe over a longer period of time. Fees, fines and interest rates may be reduced greatly to enable the consumer to make smaller payments. In some situations, home mortgages and other secured debt problems can be solved through a Chapter 13 bankruptcy repayment plan.
Minnesota Bankruptcy Lawyers
Money-related problems can have a negative effect on a person's life in many different ways. The Minnesota consumer bankruptcy attorneys at Neff Law Firm, P.A. have more than 50 years of combined experience helping consumers through the process of filing for bankruptcy.
Minneapolis/St. Paul bankruptcy lawyer Theresa Freeman has been the firm's chief bankruptcy attorney since 1986. As a Twin Cities consumer bankruptcy lawyer, she has more than twenty-three years of experience helping consumers file for Chapter 7 and Chapter 13 bankruptcy protection. She has also served on a bankruptcy committee and represented a very large bank in bankruptcy court.
Ms. Freeman's understands not only the details of Minnesota and Wisconsin bankruptcy law, but also the circumstance that bring people to our firm's Edina and Roseville offices seeking debt relief help. You can contact our office online or call 952-831-6555 to schedule a consultation with attorney Freeman at either of our offices.
During your initial consultation at our Minneapolis or St. Paul law office, a Minnesota bankruptcy attorney may:
- Review your financial circumstances and the potential for filing for personal bankruptcy, including any applicable time limitations
- Discuss your difficulties with debt, including any legal issues related to claims by creditors in a bankruptcy
- Discuss the option of doing a bankruptcy versus foreclosure negotiations
- Discuss some possible consequences of bankruptcy, the status of your mortgage after bankruptcy, and auto loans after bankruptcy
Timely Answers to Your Bankruptcy Questions From a Knowledgeable Minneapolis Bankruptcy Lawyer
Neff Law Firm, P.A., and its attorneys and staff are dedicated to walking you through the process and explaining how you may regain control of your finances. Our Minneapolis bankruptcy lawyers are well aware of how financial pressures can affect a family. We provide bankruptcy legal help to consumers throughout Minnesota who may be experiencing problems with debt repayment, harassing creditors, a harassing collection agency, foreclosure, credit problems, excessive debt, past due payments, a default judgment, burdensome late payments, predatory debt practices and other financial pressures.
Consultation with a Minnesota bankruptcy attorney
Contact a Minneapolis bankruptcy lawyer at our Edina office or a St. Paul bankruptcy lawyer at the Roseville office of the Neff Law Firm, P.A. to discuss your specific situation and your options for debt relief by filing for Chapter 7 bankruptcy protection. Make a confidential appointment to meet in person with an experienced Minnesota bankruptcy attorney at either our Roseville (St. Paul) or Edina (Minneapolis) law office by calling our central scheduling telephone number of (952) 831-6555. We offer flexible appointment times for your convenience.
We are a debt relief agency.
We help people file for relief under the Bankruptcy Code.
