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People who go through a divorce often find that they now have less income yet far more expenses than they can cover as a single person. The skilled Neff Law Firm, P.A., bankruptcy attorneys have assisted divorced individuals for more than twenty-three years with money problems caused or aggravated by divorce such as credit problems, unpaid billing statements, harassing debt collectors, difficulties dealing with budget counseling, financial management, worry over being charged with violations of laws, medical bills, foreclosure, repossession, garnishment, utilities being cut-off, the effect of a bad credit score, feeling the need for credit repair and concerns related to litigation by creditors against the consumer. These knowledgeable Minnesota bankruptcy lawyers know the legal rights of divorced individuals and prevailing bankruptcy law. The Minnesota bankruptcy attorneys from Neff Law Firm, P.A., understand how legal matters such as divorce and extreme medical bills can make a newly divorced person's financial picture spiral downward bringing with it an inability to pay billing statements, creating unsatisfactory or downright bad credit scores, having lost money through being defrauded by someone, and feeling like there should be a way to do credit repair. Neff Law Firm, P.A., Minnesota bankruptcy lawyers have helped many divorced individuals receive relief from debt.


Minneapolis lawyer Fred Neff has handled many family law related matters including divorce and post decree financial problems experienced by individuals. He has provided legal assistance to many consumers who faced severe financial pressures. He understands from more than three decades of being a Minneapolis lawyer the terrible pressure on divorced individuals due to money problems. These problems may include inability to handle day to day finances, failure to get credit, problems with a financial institutions, bills that cannot be paid, harassing bill collectors, failure of budget counseling, inability to handle financial management, worry over being in violations of laws, unpaid medical bills, feeling victimized by a former spouses failure to take care of financial responsibilities, experiencing being a victim of consumer fraud, unpaid mortgage payments, garnishment, credit card concerns, repossession, foreclosure, utilities being turned off, failure to be able to pay for needed services due to bad credit score, feelings of needing credit repair and worry over facing further litigation. Fred Neff has helped divorced individuals achieve appropriate debt relief suitable to the situation. Qualified persons were helped to receive debt relief through filing of a bankruptcy. Where divorced persons were in need of debt relief due to loss of employment because of unlawful discrimination or retaliation for whistleblowing he moved forward to protect their rights against their victimizers. Minneapolis lawyer Fred Neff has also pursued the rights of consumers who were injured through consumer fraud perpetrated by corporations. In the process of advancing these victims rights he has pursued by law some of the larger corporations in America to get his clients justice and fair settlements that have provided assistance to getting them out of severe debt.

After dissolution of a marriage people may find that it is far more expensive to live given the fact that they now have to maintain a separate household with all related expenses on the income of a single person. This in turn may lead to difficulties making monthly expenses and paying off debt obligations. These continuing money problems after dissolution may possibly be helpfully addressed. There are sometimes avenues for post dissolution decree applications for relief from the court. A post decree application for relief to a state family court would apply to the rights and responsibilities of each of the parties to the dissolution of marriage. The continuing money problems, however, are often more related to the former married person's relationship with a third party creditor. Financial pressures from creditors after a divorce may be addressed through bankruptcy debt relief. The Minnesota attorneys at Neff Law Firm, P.A., have over fifty years of combined experience helping people with post dissolution of marriage financial pressures. These experienced Minnesota attorneys have done both many post decree applications to the family court and filed for bankruptcy debt relief for clients. A person who finds that he or she is experiencing serious financial pressures may set up a confidential meeting with an attorney from Neff Law Firm to discuss his or her situation to find out possible options to handle serious financial pressures.

St. Paul Bankruptcy Debt Relief for a Divorced Person

A single person may experience serious money problems with creditors after a divorce. The divorced person may have available options to address financial pressures. At a confidential in person appointment with a Minnesota lawyer from Neff Law Firm, P.A., he or she may go over the financial difficulties that are being experienced. Types of problems that may be discussed range from addressing upraised costs of raising a child(ren), cost of schooling, insufficient or non-payment of child support, non-payment of spousal maintenance, loss of employment, loss of value in investments, an adjustable rate mortgage that has changed rates so that it is not affordable, mortgage payments that are past due, unpaid loans on an automobile, creditor harassment, mortgage foreclosure, repossession, garnishment of wages or other financial concerns. At a conference with a Neff Law Firm attorney a person may discuss different options available to help deal with financial pressures. The discussion with the attorney may include types of bankruptcy proceedings, such as Chapter 7 and Chapter 13, and how each may apply to a person's situation. The Minnesota attorney from Neff Law Firm may explain how a bankruptcy is filed, what types of bankruptcy forms are used, bankruptcy law, foreclosure, repossession, penalties, Minnesota garnishment law, dealing with creditor harassment, credit card debt, and predatory lending practices. The Neff Law Firm, P.A., Minnesota attorney can do an appraisal of a person's financial situation to see what options are available to him or her and, if retained, help with any legal work that is appropriate to his or her situation. The Neff Law Firm, P.A., Minnesota attorneys have over fifty years of combined experience helping people who have experienced dissolution of marriage with serious financial difficulties. For a confidential in person appointment with a Neff Law Firm, P.A., attorney at either the greater Minneapolis office in Edina or the greater St. Paul office in Roseville please call the central scheduling telephone number of (952) 831-6555.

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Over the years I have observed Neff Law Firm, P.A. lawyers successfully help many people end painful legal challenges and get an opportunity for a fresh beginning. Bank Officer