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Minnesota Bankruptcy Attorneys

Serving Minneapolis, St. Paul, Bloomington, Edina, St. Louis Park, Roseville and all of Minnesota

Are There Legal Limits on Creditors

The Minnesota bankruptcy attorneys at Neff Law Firm, P.A understand the legal limits on creditors and can assist a consumer evaluate legal options that may be available to receive debt relief.

These experienced Twin Cities bankruptcy lawyers understand that it is often the case that debtors feel as though the creditor can do whatever they want to do whether it is fair or not. Consumers who feel as though they are drowning in debt often despair over not knowing what to do to handle financial pressures. Many people ignore the danger signals as a coping mechanism when in serious debt, which only tends to aggravate the situation. It is important for debtors to understand that there are legal limits on creditors. A creditor must still act within the confines of the law in dealing with a debtor. A consumer has the legal rights such as the right to defend against spurious claims, pursue a breach of promise by a creditor, challenge accounting errors, pursue fraud claims and defend against legally unacceptable behavior by collection agencies. Debtors may also be eligible for debt relief that could lead to a new beginning for them.

Legal Rights of Debtors

Feeling Overwhelmed by Debt?

Many times consumers feel overwhelmed by debt and legally helpless. They do not see any way to get help dealing with their serious financial problems. There are laws that may offer help to financially worn out debtors, who do not know how to handle their serious debt problems. These serious debt problems may be causing them to be hounded by collection agencies, be the recipient of harassing creditor communications, and unable to see any way to avoid things getting financially worse for them. The fear of losing it all may be greater than reality. Consumers can look to available state and federal laws to see what relief may be offered for their particular situation. For example, consumers who are being abused by a collection agency can look to the “Fair Debt Collection Practices Act” to see if there is a violation by the collection agency. Consumers may also review prevailing state law to see if the collection efforts they are encountering are legally appropriate. A debtor who believes that he or she is the victim of a creditor’s fraud has legal recourse. In situations where the creditor did not do as promised, there may be defenses to the alleged debt such as that there has been a breach of promise by the creditor. There are also laws that may provide debt relief for eligible consumers.

Debtors’ Right to Relief from Financial Burdens

Need Help with Debt?

Consumers often feel the need for help with debt. The federal law may provide relief from serious financial burdens to eligible consumers. The bankruptcy law allows a chance for consumers who meet legal requirements to get debt relief. In assessing a debtor’s right to bankruptcy it is very important to do a thorough and complete assessment of a debtor’s financial situation including looking at his or her wages, full income, expenses, debt and assets.

Legal Help for Debtor

Looking for a Bankruptcy Lawyer?

An experienced Minnesota Debtors lawyer can help a person who feels over his or her head in debt assess available options for relief. The skilled Minnesota Debtor’s lawyers at Neff Law Firm, P.A., have over fifty years of combined experience helping debtors with their serious financial legal problems. The firm has bankruptcy lawyers who have experience helping debtors with serious financial difficulties. These debt lawyers have helped many people get relief from their financial difficulties and get a fresh start. To set up an in person meeting with a debtor’s lawyer at one of the offices of Neff Law Firm, P.A., please call the firm's central scheduling number of (952) 831-6555.

Experienced Minnesota Bankruptcy Attorneys

The experienced Minnesota bankruptcy attorneys at Neff Law Firm, P.A., have helped many people assess their rights as a debtor. These Twin Cities bankruptcy attorneys can review a debtor's financial situation with him or her and help to evaluate possible legal course of action including the potential for qualifying for bankruptcy.

Meeting with a Minnesota Bankruptcy Lawyer

Consumers can set up a meeting with either a Minneapolis bankruptcy lawyer at the firm's Edina office or a St. Paul bankruptcy lawyer at its Roseville office. These Minnesota bankruptcy lawyers have experience helping consumers evaluate their legal rights and available options for debt relief. This evaluation may include assessing eligibility for filing bankruptcy under the new bankruptcy law. An experienced Minnesota bankruptcy attorney from the law firm is available for consultation related to a debtor's qualification for filing bankruptcy in Minnesota at either the firm's Edina office in Hennepin County or Roseville office in Ramsey County. These bankruptcy lawyers can provide assistance to consumers who are considering bankruptcy. Consumers may set up an appointment to consult with a Minnesota lawyer at one of the law firm's convenient Minnesota offices by calling the central scheduling telephone number of (952) 831-6555.

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