St. Paul Bankruptcy Lawyer
A St. Paul bankruptcy attorney from Neff Law Firm, P.A., may provide legal help to people in the St. Paul area experiencing serious financial pressures including foreclosure, repossession, garnishment and creditor harassment. These St. Paul bankruptcy lawyers have provided legal assistance to many St. Paul consumers in filing bankruptcy in St. Paul Minnesota.
Contemplating Filing Bankruptcy in St. Paul
The St. Paul bankruptcy attorneys at Neff Law Firm, P.A., understand that money pressures due to foreclosure, repossession, lawsuits for unpaid bills, garnishment and creditor harassment either alone or in combination can lead a debtor in St. Paul to consider filing bankruptcy. These St. Paul bankruptcy attorneys can help a St. Paul debtor understand the different types of debt relief available under the bankruptcy laws. The way a St. Paul consumer's debt may be handled depends on the type of bankruptcy for which the debtor qualifies. The two common types of bankruptcy that are filed for St. Paul consumers by the St. Paul bankruptcy attorneys at Neff Law Firm, P.A., are Chapter 7 and Chapter 13. A St. Paul bankruptcy attorney can help debtors considering bankruptcy to understand the difference between Chapter 7 and Chapter 13 bankruptcy. There is more to filing bankruptcy than just desiring to do so. A St. Paul debtor must be qualified to do a specific type of bankruptcy before filing in St. Paul and must provide detailed information about his or her financial circumstances so that accurate bankruptcy documents can be prepared.
Minnesota Chapter 13 St. Paul Bankruptcy Attorney
A St. Paul bankruptcy attorney can help a qualified St. Paul debtor who is employed but unable to meet all of his or her monthly expenses and/or adequately handle past due money obligations to get debt relief by filing a Chapter 13 bankruptcy. To do a Chapter 13 bankruptcy in St. Paul there must be a properly prepared legal budget plan to retire debts that will be accepted by creditors and confirmed by the judge in the St. Paul bankruptcy court. Neff Law Firm, P.A.'s, Chapter 13 St. Paul bankruptcy attorneys have for many years assisted St. Paul consumers in the preparation of Chapter 13 bankruptcy budget plans.
Minnesota Chapter 7 St. Paul Bankruptcy Attorney
A St. Paul bankruptcy attorney can provide legal assistance to St. Paul debtors experiencing severe money problems who are considering filing a chapter 7 bankruptcy (sometimes called a straight bankruptcy). A Chapter 7 bankruptcy can be utilized to discharge certain types of debt, such as credit card debt, medical bills, balances owed to lenders after a car repossession or a real estate foreclosure. It may also be used under appropriate circumstances to stop foreclosure. A St. Paul debtor who wants to file Chapter 7 bankruptcy to discharge his or her debts must be qualified to do so under prevailing bankruptcy law. Greater St. Paul debtors seeking this type of debt relief may set up a meeting with a St. Paul bankruptcy lawyer from Neff law Firm, P.A.'s, greater St. Paul office in Roseville, Minnesota for a bankruptcy evaluation. This would include having the St. Paul debtor go through the means test to determine whether the debtor qualifies for Chapter 7 bankruptcy. The St. Paul bankruptcy attorneys at Neff Law Firm, P.A., have helped many greater St. Paul debtors file for bankruptcy relief in Minnesota.
St. Paul Bankruptcy Evaluation
A St. Paul consumer experiencing serious difficulties handling regular expenses and unpaid debt obligations may get an evaluation of his or her financial situation from a St. Paul bankruptcy attorney to determine eligibility for bankruptcy. This bankruptcy evaluation by a St. Paul bankruptcy attorney can include a consideration of available debt relief. The evaluation by the St. Paul bankruptcy attorney consists of a review of a debtor's financial situation, specifically the debtor's basic monthly expenses, debt obligations, secured debt payments, past due payments on mortgages and car loans, student loan and tax obligations, domestic support obligations and the debtor's monthly income. This information is used in conducting the means test in bankruptcy and other factors as well. As a part of that meeting, the St. Paul debtor may go through with the St. Paul bankruptcy lawyer the potential for doing a wage earners plan that can be used in bankruptcy. The St. Paul bankruptcy lawyers from Neff Law Firm, P.A., can provide bankruptcy information and legal help to a St. Paul consumer considering filing bankruptcy.
St. Paul Foreclosure Attorney
A St. Paul foreclosure attorney can help a consumer threatened with losing a house to foreclosure. The St. Paul bankruptcy attorneys from Neff Law Firm, P.A., in St. Paul have years of experience helping homeowners with debt problems including the threat of foreclosure. St. Paul homeowners who are threatened with losing their house in foreclosure may get legal help from one of the firm's St. Paul foreclosure prevention lawyers. It is crucial that a St. Paul homeowner facing foreclosure move in a timely manner to attend to a foreclosure situation. A St. Paul homeowner facing foreclosure may find valuable legal assistance with foreclosure from a Neff Law Firm, P.A., St. Paul Minnesota foreclosure attorney. St. Paul consumers who face multiple severe financial difficulties including foreclosure may be able to obtain debt relief thorough the help of an experienced St. Paul bankruptcy attorney from the firm.
Meeting with a St. Paul Bankruptcy Attorney
St. Paul consumers can meet with a St. Paul bankruptcy attorney at Neff Law Firm, P.A.'s, Roseville, Minnesota office. This greater St. Paul law office is available to consumers throughout Minnesota including people living in St. Paul, Roseville, Falcon Heights, Vadnais Heights, Stillwater, Anoka, Columbia Heights, Oakdale, Eagan, Mendota Heights, Chaska, New Brighton, Chanhassen.
For a bankruptcy consultation with a St. Paul bankruptcy attorney from the greater St. Paul law office in Roseville, Minnesota please call Neff Law Firm, P.A.'s, central scheduling telephone number of (952) 831-6555.
